It Is Important You Apply For The Correct Loan For Your Needs
Not sure which loan will suit you best? Call the experts right now on 1300 524 472
Why LoansOne
We are here to find you the right solution that suits you
Time is Money
No having to make appointments, or send in piles of paperwork. We keep everything simple and minimal. We understand that you have better things to do with your time.
Simple Online Application
Our online application takes less than a minute to complete, and within the following hour (during business hours) we make all the magic happen. In most cases, you can be funded the following business day.
Financially Take Off
The biggest thing that restrains people is lack of capital. Our aim is to change all of that, which is why we work the way we do. We look for the loan that best suits your current situation and therefore provide a solution to help provide flexibility to you.
Consolidate debts
Nobody wants varying business and personal debts that need to be paid separately. Save the inconvenience and compile them into one business loan, therefore only one payment needs to be made and it is often a money saver too. Personal and Business Debt Consolidation is one of the solutions we offer.
The new solution to getting the right loan
Gone are the days of going to the bank to almost beg for a solution to a financial scenario. Here at LoansOne, we are about finding a finance solution for every need. The best part is, it can be done without having to leave your office or home.
By taking a minute to complete our online application form, you are unlocking more possibilities for yourself and all in one place. We work to get you the best loan solution and the best rate, no hassles.
Your Personal Broker
Getting a loan is now as easy as ordering a pizza. We have taken out any complexity and have our loan specialists eager to help get you and your business to where you need to be and as fast as possible.
As soon as your application arrives on our screens, our team of experts get straight to work and within no time, you will be on the phone answering a couple of questions to make sure we get you the best solution.
A Bad Credit History Is Not The End Of The World
Many lenders only want to pick clients that have a spotless credit history. However, we don’t work like that. We will go through all applications and thanks to our wide variety of options, we are flexible in what solutions we can offer. We understand that the unexpected can happen at home or at work. Why should you or your business be stalled by something that happened in the past. In the majority of cases, we have a solution suit most scenarios.
Added variety for added peace of mind
Yet another thing that makes LoansOne stand out is our wide variety of solutions for clients. We have every type of business loan product at our disposal, whether it be a Short Term Business Loan for just a month, a 12 month 2nd mortgage to help your business or even a business loan with no security required. However, we don’t just do business loans. We offer a range of personal loan solutions as well for added flexibility for clients. You ask and we deliver.
Get The Required Funding With The Loans For Business From LoansOne
Businesses can be costly to set up and run in the long term. So, the business owners may require capital for setting up the company or business and paying for the daily expenditures. In this scenario, quick business loans from LoansOne can help. The borrowers can apply for the funding with minimal documents and repay the entire amount with a loan term that suits your business requirements. You can apply for the business loan for:
- Buying a storefront or an office
- Updating any latest software or technology
- Upgrading all the business equipment
- Payment for the advertisement expenditure for a start up
- Paying the daily wages or salaries of the employees during expansion
- Renovation of the factory or the business premises
- Buying stock and inventory
- Enhancing the working capital
- Grabbing an opportunity that will never come again
- Relocating the business
You can offer an office, vacant land, or property as security to obtain funding providing there is sufficient equity. The lender will examine the business perspective of the borrower and approve the loan based available equity.
Different Type of Business Loans
The business loans from LoansOne are much easier to acquire compared to the traditional bank. You can apply for both unsecured and secured funding options from our business. Let us check out the different options for loans for businesses mentioned below.
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Unsecured Loan
An unsecured loan is a short term loan, usually up to one year. The borrower can repay the interest rate weekly, monthly or daily. The best part of this funding is that you do not have to submit any collateral or security for approval. It boosts the working capital and allows the borrower to invest in hiring additional staff, stocking up the inventory, buying equipment or any other business-related activity. Some borrowers also use this loan for boosting of cash flow during slow periods.
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Line of Credit
In the line of credit funding, the borrower can access the agreed amount from LoansOne lenders anytime whenever they require. With this funding, you will have to pay the interest only on the amount you have withdrawn and not on the total loan funds. It is an exceptionally flexible funding alternative that allows you to repay and withdraw the money as you wish. There is no minimum loan amount.
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Equipment Finance
Equipment finance is a fixed-term loan for businesses for buying any machinery or equipment for the business. However, the lender will be the owner of the equipment or the asset till the loan term ends. The borrower does not have to pay any upfront cost or deposits to get the fund approval from LoansOne. It will reduce the initial impact on the total working capital. The repayment plan is highly flexible and extends up to the term of 5 years.
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Business Finance
Business finance is more like a longer fixed term borrowing alternative such as a mortgage. You have to submit personal property or assets for securing the funding. The borrower can use this loan to buy buildings for company expansion, retail premises, buying out competitors and many more. You can select between the variable, fixed or a combination of both interest rate options. The borrower can also select from interest plus principal and interest only repayment alternatives.
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Small Business Funding
Small loans for businesses are meant for small to medium-sized organizations. The companies should at least have monthly revenue of 6000 dollars and should be operating for a minimum of 6 months. The borrower can get loan approval for up to 750000 dollars.
Eligibility Criteria To Get A Business Loan From LoansOne
You can qualify for the business loans from LoansOne if you meet the following criteria.
- The revenue of the business should be no less than 6000 per month
- Have available equity for secured loans
- The business is registered as ABN (Australian Business Number) or ACN
- Minimum 6 months trading
- No bankruptcy or part 9 agreements
- Able to provide business bank statements
- Good credit score – unsecured loans
In LoansOne, the loan approval process takes less than 24 hours, and within 2 to 3 days, you will get the money in your bank account. Our team understands the emergency of business loans. Thus analyze and verify all the documents within a few hours of application submission. If you also need money for your growing business, apply to LoansOne today!
Don’t just take our word for it
After being let down by a large debtor, my business was severely struggling. I turned to Google for help and thankfully found LoansOne. The business team were so helpful and easy to work with. Thank you!
Peter W
Heavy Vehicle Repair – Geelong
I’d never heard of Trade Finance for Importers. I was about to refinance my home, thankfully, the team at LoansOne arranged a solution especially for me so I could increase the amount of stock I could import. A great experience.
Brendan S
Homewares Importer – Adelaide
My business was in a situation that was just too ‘inconvenient’ for many lenders and the banks. Despite this Loans One found a solution to suit my business and now my business is back to how it used to be. I am so grateful.
Jennifer G
Bakery – Brisbane
It Is Important You Apply For The Correct Loan For Your Needs
Apply in only 2 minutes. Funding possible in 24 hours.
Frequently Asked Questions
Simply click on the “Apply Now” button to start your business loan enquiry
Loan amounts range from $2k to $5mil depending on the loan type
Varies depending on the lender but we aim to get an outcome within 24-48 hours
We have unsecured and secured loan options available