Loan Library
Welcome to Australia’s Fastest Caveat Loans
Our Business Caveat Loans from $20,000 to $5,000,000 are renowned for their flexibility, and for also giving business owners extra borrowing power thanks to the fact that they are a property owner.
This is because Caveat loans are secured business loans that utilise the available equity in real estate. Using real estate as security, caveat loans are secured by a title instrument called a caveat. The caveat sits on the title behind the existing 1st mortgage.
No having to beg a lender for money
Our Caveat loans are so fast, simple and convenient because we don’t have to ask the 1st mortgagee (your bank in most cases) for permission to lend against the property, and it is all perfectly ok with your 1st mortgagee too. They still have priority on your property, and therefore our caveat simply sits behind them as #2 in priority.
There are many upsides and benefits to getting a caveat loan for business. You get more borrowing power and can borrow higher amounts. You get more flexibility and options with what you can do with the funding. In most cases, Loans One caveat loans is the fastest business loan in Australia, due to not requiring valuations, financials, and piles of paperwork. In our eyes and if you’re in a big rush, that’s a big win!
What you get with a LoansOne Caveat Loan:
- Loans from $ 20,000 to $5,000,000
- Loan Terms of 1 to 6 months
- Easy online application that takes just a few minutes to complete
- Same-day approval by our business loan experts
- Get funded within 24 hours
- No credit checks when you apply
- Bad credit, tax debts, and loan arrears won’t deter us
- Nationwide funding – no exclusions
- No crazy upfront fees like other caveat lenders charge
- We can even consolidate your debts in just 24 hours
With a secured business caveat loan from LoansOne, the possibilities are endless! Our Caveat Loans are also SO EASY! Simply use the available equity in your house, land, or commercial property to access cash in 24 hours.
These loans are only for a short term of 1 – 6 months, so as soon you get the money from Loans One, you can then start work on your Exit Strategy. An Exit Strategy is often a full refinance of your 1st mortgage and the caveat loan. Or it may be the sale of an asset, or simple from cashflow.
Take Control of Your Entrepreneurial Aspirations with a LoansOne Secured Caveat Loan
LoansOne is your reliable partner for quick and easy financing for your business in Australia. When it comes to business caveat loans, you are dealing direct with Australias most trusted caveat lender. This means the fastest service and lower costs, as there are no brokers or middlemen.
When you apply for a loan today, our team of experts will get straight to work and will do their best to get your caveat loan approved within ONE HOUR. This means the money could be in your account as early as tomorrow. If you need help with the application process, you can always get in touch with our local staff, who will be more than happy to guide you every step of the way.
Why are our caveat loans so easy to be approved for?
There are 2 main reasons for this:-
1. You don’t have to prove serviceability with a caveat loan. This means, you don’t have to show that you can make the monthly repayment on a caveat loan, because there are no monthly repayments. All interest is capitalised (pre-paid) into the loan. This means you pay nothing during the term of the loan, as the principal and the interest is all repaid in one bulk payment at the end of the term when your Exit Strategy comes through.
This is also why our caveat loans are perfect for business start-ups too. Basically, if you have enough equity in real estate, we will give you the money you need in 1 business day. It’s that simple.
2. We don’t have an issue if you have a bad credit history. We understand that sometimes things don’t always go to plan. That is why we look past your credit score. and just look at the business purpose for the loan, the equity you have in real estate, and your plan to exit the loan. That’s all we look at. If you tick those 3 simple boxes, YOU’RE APPROVED, and we will fund you in 24 hours.
Call us now at 1300 52 44 72 to learn how a secured short-term caveat loan could assist you. Or take 60 seconds and CLICK HERE to see if you qualify.
No credit checks are done when you apply. So you can see if you qualify for a caveat loans with Loans One and be ASSURED it won’t show up on your credit file.
