A LoansOne personal loan is designed to meet your unique needs. Whether you’re funding a wedding, handling medical emergencies, renovating your home, or need a cash injection for your small business, our loans offer flexibility and speed. With fixed interest rates, you’ll have complete control and predictability over your repayments.

Loan amounts range from $2,000 to $20,000, with terms up to 12 months. Our personal loans are also great for consolidating debts, combining multiple payments into one manageable loan with potentially lower fees and interest rates.

• Secured Personal Loans: Lower interest rates by providing an asset or property as collateral.
• Unsecured Personal Loans: No collateral required, ideal for personal expenses like holidays or weddings.
• Debt Consolidation Loans: Combine all your existing debts into a single loan with lower interest rates and fees.
• Bad Credit Loans: Options available for those with slight credit impairments who need urgent funding.

• Age: Must be at least 18 years old.
• Employment: Employed or a business owner with a minimum income of $24,000 per year.
• Residency: Permanent resident of Australia or eligible visa holder.

• ID Proof: Passport, driver’s license, or other valid photo ID.
• Income Proof: Payslips and bank statements for the past 6 months (employed); tax returns for the past two years (self-employed).
• Other Documents: Statements for existing debts such as credit cards or loans.

1. Application: Apply online or call us, complete the form, and upload necessary documents. The process takes just 5 minutes.
2. Approval: After document verification, funding is approved within 7 days.
3. Fund Transfer: Funds are transferred to your account within 2 to 3 days of approval.

• Quick and simple application process
• Loan amounts up to $20,000
• Fixed interest rates for predictable payments
• Flexible options for both personal and business needs
• Debt consolidation to simplify your finances